Can you get into a Brand New Home?
Yes you can, it is possible and Tropical Homes can help, like they have been helping others for the past 70 years. The biggest thing to get your head around is “Finance”. This need to understanding the financial side of buying a home can be overwhelming and can often lead to not even buying a house because it's to hard! Finance should not be a hurdle to making the dream of owning your home a reality.
To help you we can offer a variety of solutions based on your current situation and lifestyle, eg low deposit plans, savings plans etc
Saying that if you are employed and have a good credit rating you are more than 1/2 way there to be able to get a home loan.
We work with several local brokers who have access to over 35 different lenders, they will find something suitable for you!
So what is the next step?
✔️If you are employed
✔️Have a good credit rating
Then its time to make an appointment with us. This is a no obligation meet and greet. We will gather some more information and then work with yourself and a Broker to offer you some options.
See how 1/2 hour can change your life, no more renting, make the move today!
First Home Owners Grant Townsville
So, you have heard that the Queensland State Government has the First Home Owners Grant (FHOG) but what does this really mean and how to you get it?
From 1 July 2018 it is $15,000, and it has been created to get First Home Buyers into their first home sooner. It goes towards buying or building a New Home. It covers off the plan new homes or building a new home.
Thats great but what next, whats the next step?
Essentially its a matter of meeting with us, along with the Broker and together we fill it in, its very simple but you do need to understand that the government does have some criteria and obligations you need to meet. We go through all of this with you though to make sure you understand.
Its not the whole list but the most important things to remember are;
✔️ You are at least 18 years of age
✔️ You are an Australian citizen or permanent resident - or applying with someone who is
✔️ The value of the house and land is less than $750,00
✔️ You will move into the new house within 12 months of it being finished and remain in the home for a continuous 6 months after
So do you think your ready?
Fill in the below and we are on our way!